* HEADLINES

*INTERCONTINENTAL FY NET 405 MLN PNDS VS 496 MLN PNDS

*SCOTTISH & NEWCASTLE FY NET 303M PNDS; ANALYST EST. 328M PNDS

*BARCLAYS FY NET 4.57 BLN POUNDS; ANALYST ESTIMATE 4.46 BLN

*CADBURY SCHWEPPES FY NET 1.17B PNDS; ANALYST EST. 1.14B PNDS

*EMI GETS APPROACH FROM WARNER MUSIC GROUP